Guides
Moving money across borders
14 plain-English guides to exchange rates, international transfers and currency conversion. No jargon, no sales pitch — just how to work out what your money really costs to move, and the cheapest way to move it.
Foundations
Start here. The concepts every other guide builds on.
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What the mid-market rate actually is
The real rate you see on Google — and why almost nobody is ever offered it.
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How much your bank really charges
Measuring the hidden markup buried in an exchange rate, in about thirty seconds.
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Reading exchange rate charts
How to read line and candlestick charts to spot trends and time a transfer.
Sending money abroad
Practical, corridor-by-corridor guides to moving money across borders for less.
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The cheapest way to send money abroad
The one comparison that reveals what any transfer really costs you.
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Sending money to India
Methods, timing and paperwork for the US–India and UK–India corridors.
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Sending money to the PhilippinesNew
Bank deposit, GCash, cash pickup — and how to compare peso rates honestly.
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Sending money to MexicoNew
The world’s busiest corridor, and how to avoid the low-fee-bad-rate trap.
Currency pairs
How specific conversions work, what they should cost, and the cheapest way to do each.
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Converting US dollars to euros
The USD/EUR rate explained, with the markup traps to watch for.
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Converting euros to dollarsNew
The world’s most traded pair — and the easiest one to catch an overcharge on.
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Converting pounds to dollarsNew
“Cable” explained: what a fair GBP/USD conversion should cost.
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Converting dollars to rupeesNew
A corridor with wide provider variation, so comparing pays off.
Provider costs & traps
What specific services and situations really cost — and when to walk away.
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What Western Union really chargesNew
The fee is only half the story. Here’s the part that isn’t in bold.
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Dynamic currency conversion explained
The “pay in your home currency?” prompt that quietly costs you at the till.
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Why airport exchange counters cost so much
The widest spreads anywhere, and what to do instead.